University Vehicles

Click here for a listing of Auto Repair facilities in the area. 

Driving record affidavits can be found here. 

To view requirements to be authorized to drive a university vehicle, please click here.

15 Passenger vans

Due to warnings issued by the National Highway Traffic Safety Administration (NHTSA) and requirements of the University’s auto insurance carriers, 15 passenger vans are not an acceptable mode of travel for CMU business purposes (including class trips, intercollegiate sports, academic trips, research travel, etc.)


Please see the following sites for more information:

NIRSA

NHTSA


10 Steps to Aid You in Following CMU's Automobile Accident Reporting Policy

  1. Do not admit fault or liability. Do not sign any papers.
  2. Remain at the scene. Do not move the vehicle unless it presents a safety hazard to others. Warn other motorists by placing flares, cones and warning signals as appropriate.
  3. Notify the nearest police department about the accident. Notify the police if an ambulance is needed. If you are unable to get to a telephone, ask a passing motorist to call.
  4. Obtain business card and report number from officer called to the scene so Risk Management can obtain a copy of the police report.
  5. Individuals, who are also CMU employees, requiring medical attention due to injuries incurred while in an accident in Mt. Pleasant should use COMP (Central Occupational Medicine Program), 2600 Three Leaves Drive - Phone: (989) 773-2339. CMU employees must report all work-related claims to Workers' Compensation at (989) 774-3198 or (989) 774-7177. Facilities Management employees' reports need to be filed with Facilities Management Personnel, who, in turn, will file them with Workers' Compensation.
  6. Obtain the name, address and phone number of all drivers of other involved vehicles as well as the name and address of any injured person(s). Write down the license plate number, vehicle make and model of all vehicles involved. Write down the name, address, and phone number of all witnesses.
  7. Make notes at the scene of the accident; do a diagram. Do this while details are still fresh in your memory.
  8. Protect the vehicle and its contents from further loss. Make sure the vehicle is locked; whenever possible, take contents with you or secure them in the trunk of the vehicle.
  9. Reporting Instructions:
  • a. Facilities Management employees: Call Risk Management (989-774-3741) to report your accident if the vehicle cannot be driven, has received major damage or there has been any serious injuries. If after hours, call CMU Police (989-774-3081), who will contact Jan Trionfi. If the accident is minor and there are no personal injuries, notify your supervisor or the Service Center (989-774-6547).
  • b. All others: Call Risk Management (989-774-3741) to report your accident if the vehicle cannot be driven, has received major damage or there has been any serious injuries. If after hours, call CMU Police (989-774-3081), who will contact Jan Trionfi. If the accident is minor and there are no personal injuries, notify your supervisor.
  • c. In all cases, you must notify your supervisor.
10. Complete a M.U.S.I.C. Motor Vehicle Loss Report and return it to Risk Management , Smith 103. This must be done immediately. (Forms are available in the glove box of the vehicle in the Vehicle Information Packet. Forms are also available from Risk Management & Insurance or Facilities Management.) If the vehicle you were driving weighs more than 10,000 pounds, please note this in the explanation section on the back page of the M.U.S.I.C. Motor Vehicle Loss Report. The M.U.S.I.C form can be found here. 


Reminders
1. Anyone driving a University vehicle must have a valid driver's license in their possession. This driver's license must be appropriate for the job requirements.
2. All drivers and passengers must wear a properly fastened and adjusted seat belt at all times.

3. Make sure you obtain a business card and report number from the officer called to the scene of the accident so Risk Management & Insurance can obtain a copy of the police report.

VIEW PRINTABLE VERSION.

 

CMU Auto Insurance - General Information

Unlike the typical Auto insurance policy, CMU has 2 separate Auto policies: Auto Liability (AL) and Auto Physical Damage (APHD) and both are self-insured through M.U.S.I.C. (Michigan Universities Self Insured Corporation).

AL covers bodily injury, damage to "property of others" or to another person's auto, etc.

APHD only covers physical damage to a CMU title-owned or long term leased vehicle.

CMU owned, leased or rented vehicles used for official CMU business have AL primary coverage (no deductible) through CMU.

Personal vehicles used for official CMU business have AL coverage through CMU, however the coverage is secondary to the individual's own insurance policy. This means if you are driving your own vehicle on university business and you are involved in an accident, your personal auto insurance policy must first pay for any auto liability related expenses before CMU's AL policy becomes involved. No APHD insurance coverage is provided to personal vehicles under CMU's APHD policy.

University owned and long-term leased (> 60 consecutive days) vehicles have APHD coverage through CMU's policy. CMU's policy carries a $5,000 per occurrence deductible. Departments are responsible for an internal per occurrence deductible. Any damage exceeding the policy per occurrence deductible is paid by CMU's insurance.

CMU does not carry APHD insurance coverage for personal vehicles or vehicles rented or leased short-term (60 days or less).

15 Passenger Vans are generally excluded from coverage under CMU's auto policies.

 

Auto Rental Insurance

University Policy states that any vehicle rented or short-term leased for business use must have Auto Physical Damage insurance. Your options are:

  • MasterCard Corporate Purchasing Card (CMU Business MasterCard)
  • Purchase insurance through the Rental or Leasing Agency
  • Personal Credit Card.

In the event a department rents or leases a vehicle and does not arrange for APHD insurance, AND the vehicle is damaged, the Department is responsible to pay for the damages out of their departmental funds.

MasterCard MasterRental Insurance Coverage Highlights:

  • Available to the cardholder and named additional drivers
  • No charge for insurance
  • Primary coverage with (no deductible)
  • Can cover vehicles rented or leased for up to 31 consecutive days
  • Insures up to minivans designed to accommodate 9 passengers or fewer.

See http://www.mastercardbusiness.com/assets/brochure/2004_Corporate_GTB.pdf for more details or contact the MasterCard Assistance Center at 1-800-MC-ASSIST or 1-800-622-7747 for further assistance.

Rental/Leasing Agency or Personal Credit Card Insurance Policies:

Questions about rental or leasing agency insurance policies should be referred directly to agency representatives. Employees using their own personal credit cards are advised to contact their credit card office regarding available rental/leasing auto insurance.

VIEW PRINTABLE VERSION.

 

MasterRental Auto Insurance

Your MasterCard Corporate Purchasing (CMU Business Mastercard) card provides auto rental insurance at no additional charge. The MasterRental insurance covers enrolled cardholders who decline the collision damage waiver offered by the rental agency and reserve and pay the car rental charge with the MasterCard Corporate Purchasing (CMU Business Mastercard) card. Coverage is on a 24-hour basis for damage due to collision or theft and protects you for up to 31 consecutive days for business use. The insurance is primary and provides coverage up to the market value of the vehicle, not to exceed $50,000 per incident. For more auto rental insurance details, see "MasterRental Insurance Coverage" on website http://www.mastercardbusiness.com/assets/brochure/2004_Corporate_GTB.pdf.

For FAQ's reguarding MasterRental Auto Insurance, please click here.