ENROLLMENT CRITERIA:  Students must be enrolled at least half-time to receive any federal loan Direct Loan (subsidized, unsubsidized, PLUS and/or Grad PLUS): 

    Undergraduate students (six credit hours per semester)

    Graduate students (five credit hours per semester)

First time borrowers of FEDERAL DIRECT STUDENT LOANS ... Follow these 3 electronic steps to receive your loan money.  Complete these requirements as soon as you are awarded a loan.  Waiting for the beginning of the semester can delay your loan.

  • STEP 1: Register and obtain your Federal Student Aid Identification (FSA ID if you have not already done so. https://studentloans.gov  
  • STEP 2: Complete Loan Agreement for Subsidized/Unsubsidized Loan (MPN). Go to https://studentloans.gov website (you will need to use your FSA ID). At the Student Loans website you will want to select the link "Complete Loan Agreement for Subsidized/Unsubsidized Loan (MPN)."    To begin your online MPN for Subsidized/Unsubsidized Loans go to START.
  • STEP 3: Complete Direct Loan Entrance Counseling at: https://studentloans.gov All first-time Federal Direct Stafford Loan borrowers MUST complete an online entrance orientation session before their loan funds can be disbursed.


Your parent needs to complete a Parent Loan Application. This PLUS application is completed online at https://studentloans.gov . The steps necessary to receive this loan are detailed on the following link.