ENROLLMENT CRITERIA:  Students must be enrolled at least half-time to receive any federal loan Direct Loan (subsidized, unsubsidized, PLUS and/or Grad PLUS): 

    Undergraduate students (six credit hours per semester)

    Graduate students (five credit hours per semester)

First time borrowers of FEDERAL DIRECT STUDENT LOANS ... Follow these 3 electronic steps to receive your loan money.  Complete these requirements as soon as you are awarded a loan.  Waiting for the beginning of the semester can delay your loan.

  • STEP 1: Register and obtain your Federal Student Aid Identification (FSA ID if you have not already done so. www.studentloans.gov
  • STEP 2: Complete Master Promissory Note. Go to the StudentLoans.gov website (you will need to use your FSA ID). At the Student Loans website you will want to select the link "Complete Direct Subsidized/Unsubsidized Master Promissory Note."    You must select Complete  Subsidized/Unsubsidized MPN; NOT Preview Subsidized/Unsubsidized MPN.

  • STEP 3: Complete Direct Loan Entrance Counseling at: StudentLoans.gov
    All first-time Federal Direct Stafford Loan borrowers MUST complete an online entrance orientation session before their loan funds can be disbursed.


Your parent needs to complete a Parent Loan Application. This form can be completed online, printed off and submitted to the Office of Scholarships and Financial Aid. The steps necessary to receive this loan are detailed on the following link.