Complete Semester Withdrawals
Students may submit withdrawal requests online in CentralLink's Course Search and Registration or by contacting the Registrar's Office.
Please see the Registrar's Office website for withdrawal deadlines and policies about tuition credits.
Contact your Residence Hall Director or the Office of Residence Life to discuss termination of your housing and/or meal plan contract. A contract breakage fee may apply.
Students utilizing any form of financial aid should be sure to understand both the current-term and continuing eligibility implications of a withdrawal from classes.
Title IV Funds
Title IV funds include Federal Student Aid programs administered by the U.S. Department of Education. Initial eligibility is determined annually with filing of the FAFSA (Free Application for Federal Student Aid).
Title IV sources of financial aid and loans include:
- Subsidized and Unsubsidized Federal Direct Loans
- Graduate PLUS Loans
- Parent PLUS Loans
- Pell Grants
- Federal Supplemental Educational Opportunity Grants
- TEACH Grants
- Iraq Afghanistan Service Grants
As a Title IV recipient, you must complete >60% of the length of the semester for which you received federal grant and/or loan money in order to retain full eligibility. A withdrawal prior to that point in your semester will require a recalculation of eligibility for the term.
If you are considering a withdrawal from classes, follow this link to book an appointment with an advisor that can summarize the considerations unique to your circumstances:
SASUB Withdrawal Counseling
Title IV Policies & Procedures
Unofficial Withdrawals / Unofficial Enrollment Adjustments
Title IV regulations mandate that last dates of attendance are reported for courses where unsatisfactory grades (E, NC) are assigned. To comply with this regulation, professors are required to include your last date of participation in an academically-related activity* whenever submitting an unsatisfactory grade.
If it is determined in a review of this information that a Return of Title IV Funds is necessary (see below), CMU will return amounts determined by regulations to the Department of Education, and one or more charge(s) for the same will appear on your student account.
*An introductory post in an online course does not qualify as attendance.
Return of Title IV Funds:
Title IV sources of financial aid and loans are most commonly reduced or cancelled when:
- A student ceases attendance (either officially or unofficially) before completing >60% of the length of the term for which funds were disbursed.
- Example: Jane's fall semester dates are September 1 - December 15th. Jane withdraws from all classes on October 20th, at 47.2% of the length of the period for which financial aid disbursed. Title IV eligibility will change because Jane completed less than 60% of her semester.
- A student is reported as having "never attended" one or more classes. Any classes reported or confirmed as such will not count toward a student's enrollment status.
- Example: Jane is enrolled in a Fall I course and a Fall II course and has received an unsubsidized loan. Jane completes her Fall I course but then does not participate in Fall II. When the course concludes, the professor reports a grade of E and "never attended". Because this class can no longer count toward Jane's enrollment status, she is reclassified to less than half-time and no longer has loan eligibility. Jane's loan must be cancelled in full and returned to the Department of Education.
Post Withdrawal Disbursements
In cases where a student withdrew from Central Michigan University prior to receiving the full amount of financial aid they were eligible for, they may be eligible to receive a post-withdrawal disbursement. The amount of aid a student is eligible to receive as a post-withdrawal disbursement is determined by the Return of Title IV (R2T4) calculation.
To receive a post-withdrawal disbursement, students must meet the conditions for late disbursement (34 CFR 668.164(j)). Additionally, a post-withdrawal disbursement cannot be made under the following conditions:
- Second or subsequent Direct Loan disbursement to, or on behalf of, a student who did not graduate or successfully complete the loan period.
- Direct Loan or Perkins Loan disbursement to a borrower who has not signed their promissory note.
- TIV Funds disbursements for students that do not have a valid ISIR or SAR with the University by deadline published by the Department of Education (34 CFR 668.164(j)).
Post Withdrawal Disbursements – Grants
In accordance with Federal regulations, post-withdrawal disbursements will be made from available grant funds before available loan funds (34 CRF 668.22 (a)(6)). Central Michigan University may disburse post-withdrawal disbursements of grant funds directly to student accounts, without obtaining confirmation from the student.
Post Withdrawal Disbursements – Loans
In accordance with Federal regulations, post-withdrawal disbursements from loan funds will only be disbursed to students or parents (in the case of PLUS loans) after obtaining confirmation from the borrower that they wish to receive the loan (34 CRF 668.22 (a)(6)).
If a student or parent is eligible for a post-withdrawal disbursement of loan funds, a letter will be mailed to them within 30 days of their withdrawal, providing the borrower the opportunity to accept all or part of a post-withdrawal disbursement of their loan funds.
Timeframe for Return to Title IV Adjustments
Central Michigan University must return any unearned TIV funds the university is responsible for within 45-days of determining the student withdrew (34 CFR 668.22 (j)).
Post withdrawal disbursements of loan funds (If applicable) must be made as soon as possible but no later than 180 days after the date school determined student withdrew, in accordance with required for disbursing Title IV funds (34 CFR 668.164 (j)). Post withdrawal disbursements of grant funds (If applicable) must be made as soon as possible but no later than 45 days after the date school determined student withdrew, in accordance with required for disbursing Title IV funds (34 CFR 668.164 (j)).
Order of Return
In accordance with Federal regulations outlined in 34 CFR 668.22(i), R2T4 funds are returned in the following order:
1. Unsubsidized Federal Direct Loans
2. Subsidized Federal Direct Loans
3. Federal Direct PLUS (Grad)
4. Federal Direct (PLUS) Parent Loan Program
6. Academic Competitive Grant
Satisfactory Academic Progress
Your withdrawal - whether official or unofficial - may impact your satisfactory academic progress.
Federal regulations (HEA Sec 484(c)) require that Central Michigan University monitor the satisfactory academic progress (SAP) of all students regardless of whether they have received financial aid in previous semesters. These financial aid requirements are separate from students' academic requirements. To maintain eligibility for federal student aid, as well as most state and institutional aid programs, there are three distinct criteria that must be monitored and met.
SAP is measured utilizing the following criteria every semester (including summer):
Quantitative Standard: Students must complete 67% of all CMU credits attempted each semester of enrollment.
Qualitative Standard: Students must maintain a 2.00 cumulative GPA as an undergraduate student and a 3.00 cumulative GPA as a graduate student.
Maximum Time Frame Standard: The number of attempted credits in which a student is expected to finish a program cannot exceed 150% of the published length of the program.