CMU provides a two-step benefits orientation & enrollment experience.
As a CMU benefit-eligible employee, you are provided a comprehensive benefits program as part of your total compensation package. The various enrollment options are intended to provide flexibility in both plan selection and level of coverage to allow you to maximize the value for your needs. This web page provides important information and tools for making your benefits and retirement decisions.
Step 1: Each benefit is available in a recorded version below. The videos will familiarize you with the different benefit options available to you.
If you would like to meet with a Benefits and Wellness staff member to discuss specific benefit and/or retirement questions, please send an email to the Benefits & Wellness at email@example.com.
Step 2: You are able to view cost and benefit plan information in
CMU Choices, the on-line benefit enrollment system. You will complete your benefit elections on-line including enrolling dependents, selecting beneficiaries and, if desired, printing a confirmation statement.
Note: Health Care Reform reporting requires you to provide the Social Security number of each dependent you enroll in your medical plan.
Other Eligible Individuals (OEI)
CMU offers certain benefits to individuals enrolled as an "Other Eligible Individual." If you wish to enroll someone as an OEI on your benefit coverage, you must complete an OEI designation form. You will be taxed on the full premium of the OEI and OEI dependent coverage. Additional OEI information is
The IRS provides strict regulations about changes to pre-tax elections during the plan year.
You can make certain benefit coverage changes during the plan year if you experience a qualifying status change event
a completed status change request form is received in the Benefits and Wellness office within
30 calendar days
of the event. Failure to meet these requirements will prevent you from enrolling eligible dependents in benefit coverage and/or from changing certain benefit elections for the remainder of the benefit plan year ( July 1 - June 30).
Click to view:
Guidelines for Status Change Events
All CMU benefit-eligible employees are eligible to participate in the supplemental 403(b) tax deferral plan and 457(b) deferred compensation plan. These are voluntary plans and all contributions are made by the employee. Payroll contributions can start, stop or change at any time. Changes are effective the next available pay period.
The recordkeeper for CMU's retirement plan is TIAA - www.tiaa-cref.org/cmich
. All retirement plans default to a American Funds target-date fund. To change this allocation, you must log into your TIAA account and select from over 20 different funds on the CMU core menu.
403(b) Plan: You can contribute to the 403(b) supplemental tax deferral plan. To open, stop or change your contribution, return a completed
403(b) Voluntary Salary Reduction Agreement to the Benefits & Wellness Office, Rowe 108. 457(b) Plan
: You may be able to contribute to the 457(b) Public Deferred Retirement Plan with TIAA-CREF. To open, stop or change your contribution, return a completed
457(b) Voluntary Salary Deferral Agreement
to the Benefits & Wellness office in Rowe 108. The form must be received the month prior to the effective date.