Dental and Vision Plans
Review and compare your
spouse's benefits with your own so that you can coordinate coverage to your
best advantage. If already enrolled in CMU's benefit plans, you may decide to
cancel your CMU coverage and be covered by your spouse's insurance. Be sure to
check if your spouse's employer requires you to maintain your own insurance at
CMU. Note: If your spouse has an employer that pays any
portion of the cost, he or she is required to be covered by his or her
employer's plan. This rule does not apply to regular faculty members.
Note: You must provide documentation from your
dependent’s employer plan or insurer stating that your dependent gained
eligibility for coverage and the date the other coverage started.
Life Insurance &
Review who you have named
as your life insurance beneficiary(ies). You may want to make a change at this
time. Beneficiary changes can be made at
any time throughout the year.
Consider whether to
participate in the Flexible Spending Account (FSA) plans. You may want stop or decrease your Health FSA
contribution. You cannot start or
increase your Health FSA contribution.
You may stop or
decrease your Dependent Care FSA if your spouse or other eligible individual
(OEI) gains eligibility for Dependent Care FSA through his/her employer. You may start or increase your Dependent Care
FSA contributions if you need day care for your qualified dependent(s).
Retirement and Tax
Deferred Investment (TDI) Plans
beneficiary(ies) you have listed under these plans. You may want to review your
investment elections and contribution amounts under the Tax Deferred Investment
Plan to make sure they reflect your
new financial goals. You can make these
changes at any time throughout the year.
Be sure to make changes with the CMU
Benefits & Wellness Office at 774-3661 or firstname.lastname@example.org within 30 calendar days
of your dependent obtaining insurance coverage.
**Read: Guide for Qualifying Status Change Events before filing a status
This summary is not
designed to serve as your reference for the details of these benefits. The CMU
Choices Flexible Benefits Plan – Plan Document and Summary Plan Description is
available online and contains detailed
information about the plan, including important details about limitations on
benefits and your legal rights. The actual provisions of each benefit plan will
govern if there is any inconsistency between this summary and Central Michigan
University's formal plans or contracts. This summary does not constitute a
contract for any benefit.
Other changes you may
need to make:
Make adjustments to
your Flexible Spending