What is short-term disability?
Short-term disability (STD) provides financial protection for you by paying a portion of your income while you are disabled (less than 6 months). The amount you receive is dependent on the income you earned before your disability began and the monthly benefit option you chose for the current benefit plan year. In some cases, you can receive disability payments, even if you work while you are disabled.
When does short-term disability begin?
To be eligible to receive STD benefits, you must be off work the greater of:
- a period of 45 consecutive calendar days to due an injury or sickness; or
- the date you exhaust all your sick time.
How do I make a claim for short-term disability?