Medical and Prescription Plans

At Central Michigan University, we prioritize the health and well-being of our faculty and staff, and this page will guide you through the various plans and benefits available to ensure you receive the health coverage you need.

Staff, fixed-term faculty, medical faculty and postdoctoral research fellows

All offered medical plans for these employee groups are PPO (preferred provider organization) plans through Blue Cross Blue Shield of Michigan, the largest health insurer in Michigan. Each medical plan is paired with prescription coverage through CVS Caremark, a nationwide pharmacy benefit manager.

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BCBS of Michigan

Medical coverage for staff, fixed-term faculty, medical faculty and postdoctoral research fellows.

Phone: 877-284-9840

BCBS portal
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CVS Caremark

Prescription coverage for staff, fixed-term faculty, medical faculty and postdoctoral research fellows.

Phone: 866-818-6911

Caremark website
NameSummary of BenefitsPlan Summary
PPO2SBCPPO2 Plan Summary
HSA AdvantageSBCHSA Advantage Plan Summary
Advantage PlusSBCAdvantage Plus Plan Summary


Regular faculty

Regular Faculty are offered plan options through MESSA (Michigan Education Special Services Association).  MESSA is a leader in providing outstanding personal customer service and comprehensive medical and prescription coverage, large networks and doctor choice. 

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MESSA

Medical and prescription coverage for regular faculty.

Phone: 800-336-0013

MESSA website
PlanSummary of benefitsPlan summary
Choices Saver 300/600 - 3 Tier RxSBC  Plan Summary
Choices Saver 500/1000 - 5 Tier RxSBC Plan Summary
ABC Plan 1 - 3 Tier RxSBCPlan Summary
ABC Plan 2 - 5 Tier RxSBC Plan Summary