College of Medicine Cost of Attendance

The Cost of Attendance is the cost of a student's medical education for an academic year, as calculated by the Central Michigan University College of Medicine. It takes into account tuition, fees, books, supplies, equipment, estimated living expenses, personal, and transportation costs. The COA covers expenses for only the period of enrollment. For example, most first-year students are enrolled for 11 months. Financial aid covers expenses only for those months. Periods of continuous non-enrollment are not included and are not funded. Your financial aid is based on the cost of education, and a standard allowance, and not on your preferences and spending habits.

The cost of education does not include consumer debts, such as car payments, bank loans, or credit card obligations which students may have established prior to medical school. Students should try to eliminate previous debts before beginning their medical school careers.

Married students and/or students with dependents should note that federal regulations stipulate that your budget for the year only includes living expenses solely for you. The expectation is that the living expenses of your spouse and dependents will be met through the spouse's earnings.

In exceptional circumstances, students may apply to receive additional funds for child daycare costs and for certain other expenses. Students will be required to provide documentation for any exceptional circumstances.

Your awards will be made on the assumption that you will be enrolled as a full-time student eligible for coursework, are not a defaulted borrower of any student loan funds, nor owe a repayment to any student financial aid program and are maintaining satisfactory academic progress. Your financial aid will be canceled if you are in default, owe a repayment to a student financial aid program, or are not meeting satisfactory academic progress (SAP) guidelines.

Estimated tuition and fees for off-campus students in 2023-24 academic year

 In StateOut of State
Direct costs  
Indirect costs  
Living expenses
Computer supplies and equipment$2,300$2,300
Miscellaneous personal expenses
Loan Fees$1,550*$2,400*

Note: First-year students will spend an estimated $2,800 on a computer, supplies and equipment.
*Fees charged by the direct loan program at disbursement.