​The Cost of Attendance (COA) is the cost of a student's medical education for an academic year, as calculated by the Central Michigan University College of Medicine. It takes into account tuition, fees, books, supplies, estimated room and board, personal, and transportation costs. The COA covers expenses for only the period of enrollment. For example, most first-year students are enrolled for 10 months. Financial aid covers expenses only for those months. Periods of continuous non-enrollment are not included and are not funded. Your financial aid is based on the cost of education, a standard allowance, and not on your preferences and spending habits.

The cost of education does not include consumer debts, such as car payments, bank loans, or credit card obligations which students may have established prior to medical school. Students should try to eliminate previous debts before beginning their medical school career.

Married students and/or students with dependents should note that federal regulations stipulate that your budget for the year only include living expenses solely for you. The expectation is that the living expenses of your spouse and dependents will be met through spouse's earnings.

In exceptional circumstances, students may apply to receive additional funds for child day care costs and for certain other expenses. Students will be required to provide documentation for any exceptional circumstances.

Your awards will be made on the assumption that you will be enrolled as a full-time student ineligible coursework, are not a defaulted borrower of any student loan funds, nor owe a repayment to any student financial aid program and are maintaining satisfactory academic progress (SAP). Your financial aid will be cancelled if you are in default, owe a repayment to a student financial aid program or are not meeting satisfactory academic progress (SAP) guidelines.

Estimated Tuition and Fees for Students in 2021-2022 Academic Year

​In State
​Out of State
​Room, Board, Transportation and Personal
​Health Insurance
​Loan Fees

Note: First-year students will spend an estimated $2,800 on a computer and equipment.

* Fees charged by the direct loan program at disbursement.