Past Due Payment Plan Enrollment

We work diligently to assist students with resolving past-due accounts before they are transferred to an outside collection agency where additional costs apply and balances may be reported to the credit bureaus. 

A past-due payment plan agreement allows for payment of a past-due balance to be made in monthly installments. A $40.00 non-refundable enrollment fee is required at the time of enrollment.  View your payment plan options, and schedule the payments within the Transact Payment Portal at the link below.

Terms and conditions

• Payments made under a past-due payment plan agreement may be used to pay past-due and/or current charges on a Central Michigan University billing account. 
• New charges are separate of this agreement and must be paid on their published due date(s). 
• Late fees, in accordance with university policy, will still be assessed and included with monthly payments. 
• A hold preventing registration, the release of official transcripts and access to some university services will remain until the balance is paid in full. 
• Unless otherwise approved, payments will be automatically deducted on a recurring monthly due date. 
• It is the responsibility of the student/payer to keep the university informed of updates to your address and other contact information. 
• Late, missed and returned payments may result in immediate termination of the agreement and placement of the account with an outside collection agency, at which time all applicable collection fees will be assessed and the account will be reported to the credit bureaus. 
• A $25.00 fee will be assessed for returned (paper and electronic) check payments. 
• Failure to meet the terms of the agreement may result in a requirement to pay in advance for future charges made to a university account. 
• You must contact CMU at least 48 hours prior to the payment date to cancel a payment.  Payments cannot be cancelled on the scheduled payment date.  If the payment has processed, you are responsible for any bank charges for returned payments. 
• If a plan has been terminated per request of student or by CMU for a defaulted plan,  a $40.00 enrollment will be required to enroll in a new plan.
• Payments will be processed on weekends and holidays.
• CMU reserves the right to deny a request for a payment plan based on prior payment history, such as history of defaulted payment plan, returned checks, excessive charging, or fraudulent account activity. This list is not all-inclusive.  CMU will apply a $40.00 credit onto the CMU account if the request for a payment plan is denied.  The $40.00 payment will not be credited back to the original form of payment or refunded to the account holder.  Please contact CMUCollect@cmich.edu if you wish to discuss your eligibility prior to enrolling in the plan. 

Important

• Automated correspondence generated for past-due accounts may continue throughout the duration of a past-due payment plan agreement. Once an agreement is confirmed and if it remains in good standing, these notices may be disregarded.

• Payments are deducted on a scheduled basis. If you pay your account in full prior to an agreement's scheduled end date, you must cancel your remaining payments listed in the autopay link in Transact.  Please contact our office at  CMUCollect@cmich.edu to confirm the remaining payments have been cancelled. If cancelling the same day as the scheduled payment, there is no guarantee same day it can be cancelled as payments are processed by 5:00 a.m. each day.