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Payment Plan

Offered in partnership with Nelnet Campus Commerce, the CMU Payment Plan is available to students and authorized payers to distribute out-of-pocket semester charges across affordable monthly payments. Payments are interest-free and automatically deducted on the 10th of each month.

Enrollment in the payment plan must be completed each semester and requires a $55 non-refundable enrollment fee. Payment options include electronic withdrawals from a checking or savings account or credit/debit card (service fees apply).

Balance information

Most payment plans are established with equal installments given your estimated out-of-pocket expenses. Access your semester pre-billing estimate to review anticipated charges and financial aid awards. 

Any amount you expect to owe after financial aid has been disbursed is the amount your payment plan should be budgeted to include.  

After tuition, housing, and financial aid have been posted to student accounts, your payment plan balance will adjust to align with your actual balance. 

Periodic adjustments will be processed to account for new charges and/or credits posted to your student account. You may also recalculate your own payment plan at any time.

It is your responsibility to monitor your payment plan in QuikPay, to confirm payment amounts and dates.

2022-2023 payment plan enrollment deadlines

Fall 2022: registration opens June 1, 2022

Enroll by:Number of PaymentsMonthsFirst Payment Due
July 55July - NovJuly 10
August 54Aug - NovAugust 10
September 53Sept - NovSeptember 10

 

Spring 2023: registration opens November 1, 2022

Enroll by:Number of PaymentsMonthsFirst Payment Due
December 55Dec—AprDecember 10
January 54Jan—AprJanuary 10
February 53Feb—AprFebruary 10

 

Summer 2023: registration opens March 1, 2023

Enroll By: Number of PaymentsMonthsFirst Payment Due
April 54Apr—JulApril 10
May 53May—JulMay 10

 

Student enrollment

  • Log in to CentralLink.
  • From the Student Quick View menu, click on the account balance.
  • From QuikPay, select the Payment Plan link on the left navigation menu.

Authorized payer* enrollment

*An authorized payer that enrolls for a payment plan on a student's behalf may not be removed as an authorized payer for at least 30 days after the final payment in the plan has been deducted. After that 30-day period has passed, students may remove the authorized payer at their discretion by clicking on the Authorize Payers link in QuikPay. 

Customer service

For questions post-enrollment, please contact Nelnet (QuikPay) customer service at 800-470-6014. Representatives are available to assist Monday-Friday from 7:00AM-9:00PM (CST) and Saturday from 8:00AM - 2:00PM (CST). 

Payment plan fee information

  • $55.00: non-refundable enrollment fee.
  • $30.00: returned transaction fee.
  • 2.85% per transaction: nonrefundable debit/credit card payment service fee.

Failure to complete payment plan agreement

Two consecutive returned payments will result in the termination of your agreement. The following fees and holds may retroactively apply:

  • $100 non-payment of tuition fee.
  • Monthly late fees for each month past the tuition due date.
  • Registration hold.
  • Official transcript/records hold.
  • Student ID hold.

Frequently Asked Questions about payment plans

To be eligible for participation in the CMU Payment Plan, a student must meet the following requirements:

• Must be admitted for the semester of enrollment. 
• Must have a student account in good standing, with no portion of the balance past due.

No. Enrollment in the CMU Payment Plan is voluntary. The plan is designed for the convenience of those that expect to have out-of-pocket expenses remaining after any financial aid and loans have been disbursed.

There is a $55 non-refundable enrollment fee. Enrollment, and payment of the enrollment fee, are required each semester for students who wish to take advantage of the option to pay in installments. The enrollment fee will be drafted immediately from the account you supply.

Electronic Check (ACH)

• Must provide routing number, account number and information about the primary account holder.
• Payments may be drafted from a checking or savings account. Check with your financial institution about transaction limits for savings accounts. It is your responsibility to supply information for an account authorized for the processing of electronic drafts.
• There is no per-transaction fee for electronic check payments.

Credit/Debit Card

• Must provide card number, expiration date, CVV security code, cardholder's name and billing address.
• There is a 2.85% service fee per transaction for credit card payments. This fee is non-refundable.

Your CMU Payment Plan balance will be adjusted periodically for account balance changes. It is your responsibility to monitor your balance in QuikPay; however, you will be notified by email if there is a change to your plan that affects your payment amount.

Payments will be applied to your account within 24 hours business hours of the date they were scheduled, on the 10th of each month. If you do not see your payment post to your CMU account within 24 hours, please contact the Student Account Services and University Billing office at billing@cmich.edu or 989-774-3618.

If a transaction fails for insufficient funds, a $30 returned payment fee will be charged by Nelnet Business Solutions, the administrators of the CMU Payment Plan. The payer will be notified of the date on which payment will be reattempted.

After a second consecutive unsuccessful payment attempt, the payment plan agreement will be terminated and any penalties associated with unpaid tuition will be assessed (such as the $100 non-payment of tuition fee as well as late fees for each month past the tuition due date that may not have been charged due to enrollment in a payment plan).

• Log in to QuikPay
• Click the Payment Plan link on the left-hand side of the page
• Click the Agreement Number for the active plan
• Click Change Payment Method to update the account.

You may enroll in the CMU Payment Plan for the total of your balance due. Any financial aid disbursements made to your student account after you enroll in the CMU Payment Plan will reduce your monthly payment amounts. 

Refunds of overpayments (if applicable) will be issued by the university in accordance with our refund policy.

You can grant payment plan access to multiple authorized payers on your account. When signing up for a payment plan, you will have the option to individually grant access to each of your authorized payers.

If an authorized payer is the plan owner (they establish the plan under their authorized payer account), they will also have the option to grant other already designated authorized payers access to the plan.

Only the plan owner can make changes to the payment plan. Other authorized individuals will have either "detail only" access or "detail and email" access. 

No. The enrollment fee is non-refundable. If you are unsure of whether or not a payment plan will be needed, review your pre-billing estimate then contact our office to discuss your semester budget and estimated out-of-pocket expenses if you still have questions.