Payment Plan

Manage your semester costs with affordable monthly payments.​  The CMU Payment Plan, offered in partnership with Transact, helps you distribute your out-of-pocket semester charges across interest-free monthly payments. Payments are automatically deducted on the 10th of each month.​​

You must enroll each semester and pay a $55 non-refundable enrollment fee. Payment options include electronic withdrawals from a U.S. checking or savings account or credit/debit card (service fees apply).​

Need help calculating your costs? Visit our Cost of Attendance page to estimate your expenses.​

Understanding your payment plan balance

Most payment plans start with equal installments given your estimated out-of-pocket expenses. Access your semester pre-billing estimate (CMU login required) to review anticipated charges and financial aid awards. 

Budget your payment plan to cover the amount you expect to owe after financial aid has been disbursed.

After tuition, housing and financial aid post to your account, your payment plan balance will adjust to match your actual balance

We'll process periodic adjustments for new charges and credits. You may also recalculate your payment plan at any time.​

Your responsibility: Monitor your payment plan regularly to confirm payment amounts and dates.

2026-2027 payment plan enrollment deadlines

Fall 2026: registration opens June 1, 2026

Enroll byNumber of PaymentsMonthsFirst Payment Due
July 95July - NovJuly 10
August 94Aug - NovAugust 10
September 93Sept - NovSeptember 10

Spring 2027: registration opens November 1, 2026

Enroll byNumber of PaymentsMonthsFirst Payment Due
December 95Dec—AprDecember 10
January 94Jan—AprJanuary 10
January 313Feb—AprFebruary 10

Summer 2027: registration opens March 1, 2027

Enroll ByNumber of PaymentsMonthsFirst Payment Due
April 94Apr—JulApril 10
May 93May—JulMay 10

How to enroll

Students

  1. Log in to CentralLink (CMU login required)
  2. Click Pay/View My Bill from the Student Quick View menu
  3. Select Payment Plan from the left navigation menu in Transact​9​

Authorized payers

  1. Log in to Transact for authorized payers
  2. Select Payment Plan from the left navigation menu​

Important note for authorized payers: If you enroll in a payment plan on behalf of a student, you may not be removed as an authorized payer for at least 30 days after the final payment is deducted. After that period, students may remove the authorized payer by logging in to Transact.​

Payment plan fees

  • $55.00 non-refundable enrollment fee (drafted immediately from your payment method)
  • $30.00 returned transaction fee
  • 2.85% per transaction nonrefundable debit/credit card service fee​

What happens if payments fail

Two consecutive returned payments will terminate your payment plan agreement. The following fees and holds may retroactively apply:

  • $100 non-payment of tuition fee
  • Monthly late fees for each month past the tuition due date
  • Registration hold
  • Official transcript/records hold
  • Student ID hold​13​

Get help

For assistance, contact OneCentral at 989-774-3618 or billing@cmich.edu.