The 2017-2018 Free Application for Federal Student Aid (FAFSA) will be available October 1, 2016.  Most students qualify for some form of financial aid so be sure to file your 2017-2018 FAFSA early.  www.fafsa.gov

The 2017-2018 FAFSA will allow students to report tax information from 2015.  Students and parents will be able to electronically transfer their tax information directly into their FAFSA by using the IRS Data Retrieval Tool.   ​​ For more information on the early FAFSA go to studentaid.ed.gov/sa/fafsa.    


Students receiving a Federal Direct Loan will receive a Disclosure Statement from the Federal Loan Origination Center for each new loan. The disclosure statement will provide comprehensive information about the types of loans, loan amounts, the loan period, and anticipated disbursement dates. Save every Disclosure Statement for reference.

If you have decided not to accept the loans offered please send an email to cmuosfa@cmich.edu  Please be sure to include your full name and CMU ID number with your cancellation request.

Delegate Access

Students are cautioned never to share their CMU ID and password with anyone. Instead, they may grant parents, spouses, and others access by creating guest access for them. Delegates may be granted access to view tuition and fee charges, view payments received and view financial aid information. Students can add or remove a delegate by signing onto Central Link. Instructions for setting up Delegate Access can be found here.

Scholarship Scam

The Michigan Department of Treasury has been notified that students and families are receiving phone calls from individuals identifying themselves as representatives from the “State of Michigan-Office of Scholarships and Grants,” attempting to retrieve personal information. Please be aware that this activity may be fraudulent and our office has not been making these calls. If students and families receive phone calls that seem suspicious, please ask them to contact the Michigan Attorney General’s Office-Consumer Protection Division at 877-765-8388.

Activate Student and/or Parent Loans 

​ATTENTION: Returning Central Michigan University students who have previously borrowed a Federal Direct Loan while attending CMU do NOT need to complete another Master Promissory Note or loan counseling.

NEW BORROWERS: To receive your Federal Direct Student Loan, you must first complete a Master Promissory Note (MPN), the legal document you must sign agreeing to pay back your loan, and complete loan counseling.

The U.S. Department of Education has created an online MPN for all NEW BORROWERS ... this online function speeds up processing and eliminates the need to mail paper MPNs.

If you believe you have already completed a MPN, please use the website to verify that you have a valid MPN on file: www.studentloans.gov

Your Federal Student Aid Identification (FSA ID) is required to complete the online Promissory Note. If you do not have an FSA ID, you can obtain one at www.studentloans.gov 

Please start the process to receive your Federal Direct Student Loan before July 15th. If you have any questions, please call CMU's Scholarship & Financial Aid Office toll-free at (888) 392-0007 or call locally at 774-3674.


CMU merit scholarship(s) recipients must meet the following criteria to renew their merit scholarship:

  1. A student must be enrolled full time (12 credits or more) each semester as a degree seeking student. Waitlisted courses do not count toward official enrollment.
  2. Students must earn 30 new credit hours each academic year (excluding summer semester). CLEP, AP, IB and dual enrolled credits do not count toward the 30 new credit hours.
  3. Merit scholarships are renewable for three consecutive years (8 semesters total) or to the point where the student has completed degree requirements for their first bachelor's degree; whichever comes first. Undergraduate students who graduate in less than 8 semesters forfeit their remaining scholarship eligibility.
  4. Students must maintain a cumulative GPA of 3.25 at CMU. Scholarship renewal will be reviewed on an annual basis at the end of each spring semester.
  5. If a student chooses to attend another college or university or withdraws from CMU, the scholarship is forfeited.
  6. If a student defers their admission for up to one year (due to reasons other than enrolling at another college or university), the scholarship(s) may be deferred to the new entry term. Students must submit a formal deferral request, in writing to the CMU Office of Undergraduate Admissions.
  7. If a student accepts a CMU scholarship that covers the full cost of attendance, the higher award takes the place of all other scholarships. Subsequently, if a student does not meet the renewal criteria for the scholarship that covers full cost, or decides not to continue with that scholarship program, they cannot "reclaim" the other scholarship.


While CMU does not require your Social Security number for admission consideration, it is necessary for applicants who wish to be considered for financial aid and Hope Scholarship/Lifetime Learning tax credit to provide a Social Security number to the university. To protect your privacy, your Social Security number will not be used as your CMU  student identification number.


Based on the information you provide, this calculator will estimate your total out of pocket expenses as well as provide you with resources to help finance your education. For the calculator - Click Here   

Office of Scholarships and Financial Aid

Toll Free     888-392-0007

Fax               989-774-3634

School Code  002243

Email           cmuosfa@cmich.edu



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